• 200 - 260 Hearst Way, Ottawa, ON, K2L 3H1
  • 613-627-1041
  • irina@capitalmortgages.com
  • Mortgage Agent Level 2. License # M08001093
Irina Marshall | Accessible Mortgages
Irina Marshall | Accessible Mortgages
Mortgage broker in Ottawa Ontario
  • Home
  • Services
  • Resources
  • Blog
  • Calculator
  • Current Rates
  • Apply
  • Contact us
MENU CLOSE back  

Daily Archives: January 29, 2026

You are here:
  1. Home

Why fixed mortgage rates may not move when the Bank of Canada does

Posted on January 29, 2026
By Eric MajdalaniMortgage

When the Bank of Canada (BoC) makes interest rate cuts, variable rate mortgage pricing typically moves, too.That’s because the central bank’s benchmark rate influences the interest rates that banks charge on variable rate mortgages, such as the TD Prime Rate, which impacts the interest rates on loans such as variable rate mortgages and home equity…

Apply Online
200-off-banner
Blog categories
  • (64)Mortgage
  • (20)Real Estate
Latest Articles
  • Business handshake
    People New To Canada Mortgages… Your 101
    August 28, 2026
  • Real estate auction bid property sale judgment with Gavel wooden
    Bank of Canada Confirms 8 Rate Decision Dates for Next Year
    August 13, 2026
  • selfemployed
    What Are Mortgages Like When You’re Self-Employed?
    July 24, 2026
  • documortgage
    Canadian household affordability under pressure? Mortgage Renewal Wave May Suggest So…
    July 10, 2026

We are good at
Customer Satisfaction
100%
Quick Turnaround
100%
Exceeding Expectations
100%
Loyalty & Trust
100%
Subscribe via RSS
  • People New To Canada Mortgages… Your 101
  • Bank of Canada Confirms 8 Rate Decision Dates for Next Year
  • What Are Mortgages Like When You’re Self-Employed?
  • Canadian household affordability under pressure? Mortgage Renewal Wave May Suggest So…
  • The Differences Between A Mortgage Approval vs the Pre-Approval
Follow Me on Twitter
  • The RSS feed for this twitter account is not loadable for the moment.

Follow @irinamortgages on twitter.

Get Social

FSRA License #10575

Irina Marshall | Accessible Mortgages
Irina Marshall is a licensed independent Mortgage Agent Level 2. © 2026 Capital Mortgages. All rights reserved.