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Working in the real estate industry presents its own challenges (and fun!), and given we have never touched on this topic before – now can be a great time to bring it up. So what is it that we do? We work for prospective business and home buyers to arrange loans. We act as intermediaries…
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In our last blog, we touched up on ways first time homebuyers could still afford their dream place even with the new mortgage rules in place, and that parents helping out through gifting a down payment and money was one of the solutions. This week, we elaborate more on how parental help can help their…
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We are now at the beginning of March, and the new mortgage rules are seeing their effects on potential future homeowners, especially younger people with lower income than baby boomers. These mortgage rules, however, should not completely stop you from going after your dreams! There are still ways to figure out a home purchase, without…
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Occasionally, one of our blogs deviates from the main topic of conversation. As much as we enjoy working in mortgages and real estate and giving you value in the industry, we also care about the people who take the time to read our blog and wanted to use this blog’s opportunity to remind you all…
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Over the last years and a half, most pieces of news concerning real estate in Ottawa have been very positive – many record breaking numbers of sales per month as well as new construction/renovation projects. Something very interesting is happening in Canada’s capital and we’ll be talking about it for this blog! In 2017, 17,803…
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So in late 2017, the financial world was sent into ‘chaos’ when Bitcoin surged again as a trend, which looks set to stay. Almost everybody around the world with some money to spare decided it could be a good idea to jump into the cryptocurrency bandwagon. But how does Bitcoin work exactly? Bitcoin is a…
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We are now in 2018 – and the real estate market in Canada has brought fresh changes to the way we will be buying houses now and for the many years to come. And it’s not just an issue of very high prices anymore… On New Years’ Day, a new mortgage rule was approved that…
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This is our last blog of 2017, and we thought we would use this opportunity to ‘review‘ the many topics we have covered in the last 12 months. There are two published blogs per month and under each month, a very brief summary of topics covered. January We began the year by discussing factors that could affect…
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Mortgage rules. October 2016 saw a drastic change in banking policies who lend money to homebuyers by adding more regulations against those with unfavourable incomes but want expensive homes. October 2017 also saw some additional changes with more enforced regulations. So what will 2018 bring? The 1st of January 2018 will see…
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As we start looking into the real estate market of 2018, many things could start changing, but this time we are looking at the inside of homes. Technology has not only invaded our personal and professional lives, but now taking over our homes in more ways than we can imagine. What is…
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