The Keret House In a four-foot-wide crack between two building in Warsaw, Poland, architect Jakub Szczesny has designed the world’s thinnest house. He build a series of vertical spaces into the void between two existing buildings that represent two historical epochs and made it a functional living space. There may be micro-apartments in San Francisco and…
A major question that keeps resurfacing today is “Should I Rent or Buy?” The answer, however, is not as simple because it truly depends. Most people find this as a no-brainer and go with buying because real estate is a good investment that has potential for high return. Although we have record-low interest rates, high…
According to Statistics Canada, one in eight households now live in a condo. Frosted glass barriers and concrete walls separate neighbours all living very close to each other, beside, across, below, and above from one another. When living so close, there are certain tips you need to know to enjoy your condo living and balcony to its full extent. Being situated…
An analysis of Canada’s top cities to live in this year was done by MoneySense and points to small cities as the go-to hot spots. Thinking small is the new trend and most major cities have even developed tight-knit communities to give off a small town feel while keeping big-city services and amenities. These towns…
After a long winter, the real estate market is at its’ peak in terms of demand. Buyers are being offered more choices and sellers are grabbing at the listings. Your asking price for your home and how you prepare it are crucial to maximizing your profit. When preparing your house for a quick and profitable sale,…
Whether you decide to purchase a quaint country home or a luxurious downtown condo, buying a home will probably be the biggest investment of your life. Before you get the keys, you must first do the research and paperwork to secure financing for this expensive purchase.There is so much to think about when mortgage shopping,…
People have always been buying houses so many people think it is easy to get a mortgage. In reality, it isn’t as simples as walking into a bank and asking for a loan so you can go buy a house. The mortgage process has several steps and could take some time. Here are 5 things…
CMHC will no longer insure self-employed mortgages without income validation. So this is obvious now that self-employed people have better chances to get mortgage using mortgage brokers than regular lenders such as banks. It is extremely hard to navigate which lenders specialize in self-employed mortgages or have more favorable terms for the self-employed. Mortgage brokers…
2014 is almost half way over but do not fret, it is not too late to implement some changes to aid your mortgage. Keep organized and you can still obtain as good mortgage deals. Here are 7 mortgage tips for the rest of 2014. Due to the new mortgage regulations implementing in 2014, lenders are extra…
Mortgage default insurance, also known as “mortgage insurance” helps Canadian buy a home sooner and with a lower down payment. It protects lenders against any loss caused by unpaid payments, or a property sale that does not generate enough money to pay the outstanding balance. According to The Financial Post, starting May 30th, 2014, Canada Mortgage and Housing…
