You may or may not have heard this phrase before: “Pay yourself first.” Many people often times say they will save whatever money is left over at the end of each month. Basically they are agreeing to pay themselves what’s left. As you might figure out, the flaw with the idea of setting aside whatever…
It’s been a tough journey but you are now ready to join the ranks of the home owning class. You’ve cleared your debts, saved enough money for a reasonable down payment, gone through open houses and found the perfect home. Your offer has been accepted and you have two months to seal the deal! This…
The holidays can be a joyful time of year. They are a time for relaxation, celebration and coming together with the people you love most. Unfortunately, all the traveling, entertaining, gifting and feasting comes with a large price tag. On average, each Canadian planned to spend $1,517 during the holiday season last year, according to…
There are many important milestones that will come around when you are in a committed relationship such as a first date, a first kiss, a first anniversary, a first trip together, etc. For many couples that seek each other’s company over the long-run, buying a home together is also quite a significant milestone. This is…
We all know that in the summer months, municipal water use doubles! It’s the season when Canadians are outdoors watering lawns and gardens, filling swimming pools and washing their cars. Summer peak water demand places stress on municipal water systems, as a result, increasing costs for tax payers and water users. When water supplies diminish…
When it comes to insurance, the four day rule is so simple, yet can cost you thousands of dollars in penalty if you don’t know about it. It is one of those fine print insurance clauses that you may not be aware of unless you are one of the few that reads their policy cover…
Meet the CFF Bank EASYONE account. The smart and easy, all-in-one banking solution. This account offers customers the ability to take advantages of both a savings account and an unsecured line of credit with one simple, easy to use account. And now for a limited time… you can take advantage of the following: …
The price of a house is perhaps one of the most crucial factors in the home buying process, though it can be so easy to oversee its weight once the house hunt begins. $10,000 of cushion can become a $30,000 compromise in a small matter of time. You need to evaluate your budget and establish…
You are a lucky new homeowner! Congratulations! You have searched and finally found your dream home. You have secured your mortgage and gone through real estate brokers, home inspections, lawyers and shopped around for insurance. You’ve done your homework on closing costs and signed a ton of paperwork. This has been a busy and exciting…
Debt consolidation is the process of combining two or more debts into one. This will then result in a single debt payment and lower the total interest costs for you. Through debt consolidation you will have a better defined road map to becoming debt free! Debt Consolidation Loans A debt consolidation loan is a single…
