Ontario’s Finance Minister, Charles Sousa, made the following statement a couple of weeks ago, “Purchasing your very first home is one of the most exciting decisions in a young person’s life, but many are worried about how they will be able to afford their first condo or house,” he told the Legislature Monday. “Improving housing…
A big part of owning a home are the necessary renovations that need to be done to it every few years. It is so because parts of the house can wear down and just need to be updated, and also to help increase its value for a future resale. This blog will discuss some parts…
In order to qualify for a mortgage and purchase a home, as said several times previously, it is important to always have a very good credit score. It is basically a measure of your financial responsibility and can either allow you or deny you many opportunities So what are some…
Our mid-month blog has come earlier than scheduled due to the recent big news about mortgage rules changing, which are going to be discussed here. So what exactly is happening? Sadly, rates are going up for consumers and many people will have trouble acquiring mortgages because the housing market will change and high-ratio buyers will…
Several of our last posts on social media as well as blogs have discussed the need for a pre-approval before getting accepted for a mortgage. However, in some cases, it is often possible to be denied a mortgage even if you have been pre-approved. Below are several reasons why that can be the case. …
Happy Monday everyone! This week will be dedicated to mortgages again, given it is our main service here, and we think it is very important for you to understand the correct process of acquiring a loan for your home, especially if you are new to it! Money is delicate, especially when…
Owning a private property and running a business are two different things, but simultaneously both very doable! What this blog will attempt to explain is the difference in process of investing in a property that is used commercially, if you run a business that is. When the value of a residential property is being considered,…
Unfortunately, purchasing a home and the financial complications that come with it can be a hassle. There are some necessary papers buyers have to take seriously if they want to be proud homeowners. This weeks’ blog will discuss four important documents you must sign if you want to buy a home through…
Whether you are on the buying/renting side or selling/renting out side of apartments and houses, one of the biggest factors in the person’s decision is how the photos of the place are presented. Photos play a great deal on how the person wanting to rent or buy a house will perceive their selection of interest, and…
Are you new to the city, or will you be moving soon? As the Canadian capital, Ottawa is a beautiful and genuine city. It hosts over a million people and is known for its universities. It also has the longest canal in the world, which is an open air ice skating ring during the winter…
