Mortgage rules. October 2016 saw a drastic change in banking policies who lend money to homebuyers by adding more regulations against those with unfavourable incomes but want expensive homes. October 2017 also saw some additional changes with more enforced regulations. So what will 2018 bring? The 1st of January 2018 will see…
Before we even begin, I do not mean investing in a whole town! This blog is going to discuss investing in properties located in small towns, specifically Ottawa. And let me say, it’s not necessarily ideal. The problem with small towns is the low market appreciation. Around Ottawa, you have towns such as Smith Falls…
It may not have been the coldest of winters this year, but wanting to feel cozy at home during the evenings and weekends means having to potentially turn up the heat! This two-part blog will explain ways in which you can optimize your savings when it comes to keeping warm at home. …
Two weeks ago, I wrote about questions you should be asking a real estate agent at an open house, especially if you were very keen on it. This time, here are many questions you and a broker like me will ask one another if you want to get a good mortgage deal for said house! The…
In order to qualify for a mortgage and purchase a home, as said several times previously, it is important to always have a very good credit score. It is basically a measure of your financial responsibility and can either allow you or deny you many opportunities So what are some…
Happy Monday everyone! This week will be dedicated to mortgages again, given it is our main service here, and we think it is very important for you to understand the correct process of acquiring a loan for your home, especially if you are new to it! Money is delicate, especially when…
Part of renovating your home and fixing up a new house is the colour you add to it; through painting. It may sound like a fun task (and may be for some!), but is generally tiring, messy and difficult. This blog will discuss ways in which the experience can be easier, less messy and maybe…
In the last blog post, we discussed how to increase your overall property value in return for your investment into DIY projects and home improvement. Read on to find out what should be avoided in order to maximize your home value. Swimming Pool A swimming pool is one of those things that may be nice…
Are you on a mission to increase your home’s property value? If you aren’t sure what you can do to bring you the highest property value in return, you have come to the right place. Read on to discover what projects and elements are the most important in terms of value in the home. Here…
You may or may not have heard this phrase before: “Pay yourself first.” Many people often times say they will save whatever money is left over at the end of each month. Basically they are agreeing to pay themselves what’s left. As you might figure out, the flaw with the idea of setting aside whatever…
